Open enrollment for the ESD 112 Section 125 plans for Medical and Dependent Care Reimbursement for 2018 begins November 6, 2017, and runs through December 4, 2017. All regular ESD 112 employees are eligible to participate, whether or not you are enrolled in an ESD 112 group insurance plan.

Under the Section 125 plan you may direct a part of your pay, on a pre-tax basis, to a special account set up through Plus Point Services that can be used to reimburse yourself for Dependent Day Care expenses and/or Unreimbursed Medical expenses. Your Section 125 plan can save you money, since your contribution goes into your reimbursement account before taxes are withheld.

Reimbursement is easy!! Submit the appropriate claim paperwork to Plus Point Services and the reimbursement is either direct deposited to your bank account, or sent to your home. Reimbursable medical expenses include copays, prescription copays, dental care, and vision exams. A complete list of expenses can be found at http://pluspoint-tpa.com. Medical expenses submitted for reimbursement can be incurred by you, your spouse, and your eligible dependents.

Previously Enrolled in 2017?
If you were enrolled in the Section 125 plan for medical and/or dependent care reimbursement in 2017, and want to continue participation for 2018, you will need to complete the Benefit Election Agreement and return to the ESD 112 Human Resources department, attention Denise McNeal, by the closing date of December 4, 2017. If you want to have your reimbursements direct deposited into your bank account you will also need to complete the Plus Point Direct Deposit Authorization Form.

Medical Reimbursement Account – New Maximum for 2018!
An Unreimbursed Medical Expense Account may be used to reimburse yourself for eligible medical expenses incurred for yourself, your spouse, and your eligible dependents. Effective January 1, 2018, the maximum allowed to contribute tax-free into an Unreimbursed Medical Expense Account will increase to $2,650 per 12-month plan year. Examples of eligible medical expenses may include, but are not limited to, medical deductibles, co-payments, prescriptions and other medical expenses not reimbursed by another source.

How Do I Enroll?
Find the Benefit Election Agreement in your email from Denise McNeal and return to the ESD 112 Human Resources department, attention Denise McNeal, by the closing date of December 4, 2017. Indicate the monthly payroll deduction and the total plan year election. If you are electing both types of reimbursement account (medical and dependent care), be sure to indicate amounts for each account. Your first payroll deduction for the 2018 plan year will be reflected in your December 2017 paycheck.

If you have any questions, or need an additional form, please contact me or Rachael Lafferty at 360-952-3321 or rachael.lafferty@esd112.org.